How It Works
Funding your business shouldn’t be complicated.
Apply Online
Complete our quick, no-obligation application in minutes.
Get Approved Fast
We review your request and connect you with the best funding option — often within hours.
Receive Your Funds
Capital is delivered directly to your business — sometimes as fast as 24 hours.
Funding Solutions Tailored to You
We partner with a network of trusted lenders to offer funding options that fit your goals:
Working Capital Loans
Maintain healthy cash flow and cover day-to-day operations.
Merchant Cash Advances
Get upfront capital in exchange for a portion of future sales.
Equipment Financing
Purchase or lease the tools you need to grow.
Long Term Loans
Structured repayment with fixed terms and competitive rates.
Hard Money Fix & Flip Loans
Fast financing for real estate investors purchasing, renovating, and reselling properties.
Why choose JB Finance Capital?
✅ Fast Funding – Capital in as little as 24–72 hours
✅ Flexible Options – Programs for businesses of all sizes
✅ No Hidden Fees – Transparent, upfront terms
✅ Dedicated Support – Real people, ready to help you succeed
WE HELP BUSINESSES GROW
SERVING CLIENTS THROUGH EMPOWERMENT
SERVE
Delight clients and deliver value with a servant’s heart.
Serve our communities and improve the lives of those less fortunate.
Dedication to take care of people and exceed expectations.
INTEGRITY
Establish trust through transparency, honesty, and doing the right thing.
Living up to the un-compromised standards that are expected of us.
Professional and ethical behavior with clients, communities and co-workers.
COLLABORATE
Build relationships with transparency that lead to trust.
Adding value and investing in the unique contributions of our people.
Solving problems and contributing to success as a team.
Approval Decisions & Funding
Qualification decisions in under 24 hours
Funding in as little as 72
hours
Minimal
Documentation
Low Competitive
Rates
No Business Plan
Required
One Application
Over 30 Lenders!
Testimonials
We succeed when you succeed!
But, don’t just take our word for it…
Very professional, knowledgeable, and easy to work with!
Maria S. Lopez
The representatives are great to work with. They are fast, easy and tell you the truth is they will be able to help you or not. I highly recommend JB Finance Capital for any business to get cash flow going to grow your business.
Carlos L. Gutierrez
They came through with a great offer considering my situation. Highly recommend them for finding funding for a new business when other lenders say no due to credit or length in business.
Alex Perez
I was referred to JB FINANCE CAPITAL by a friend when I was commenting him I’ve been trying to get a loan and hadn’t had any luck with the regular commercial banks, He told me about them and I’m so grateful he did! They helped and guided me through the process from beginning to end, I finally got the amount I was expecting so I could expand my business and I got left with a good amount to buy merchandise. All this thank to JB FINANCE CAPITAL.
Wilfredo Lemus
I came across JB Finance while I was in google looking for a trustworthy company that could help me get a Line of credit for my company, I called them and they were amazing and friendly. They asked me for the documents they needed to start evaluating my case and they told me we needed to work a little longer on my business, we worked one on one to bring my business chances up and I finally got the Line of credit I wanted for my business
Claudia J. Perez
Need Capital? Let’s Make It Happen.
Apply in minutes. No cost, no commitment.
📩 Pre-qualify today with zero impact on your credit.